Blog

Tips, guides and news on personal finance in Australia.

How to choose a safe and trusted personal finance product

Eight practical checks to verify a personal finance app is safe before you connect a bank — CDR register, consent, read-only access, deletion, and more.

Extra mortgage repayments: what they actually save you

What an extra $100 to $1,000 a month actually does to a $600,000 Australian home loan — years off the term, interest saved, and a free calculator to run your own numbers.

Using more than one bank account? Your budget is probably wrong

If your money is spread across several accounts, your budgeting app is probably overstating your income and spending. Here is why and how Wealthra transfer matching fixes it.

Wealthra Mobile App Is Now Live on iOS and Android

Wealthra is now available on the App Store and Google Play. Install the app, scan via QR, and manage your financial life on mobile.

How I Saved $4,000 a Year and Turned It Into an Investment

A practical story from Wealthra beta testing: one insurance review saved $4,000 a year, then that saving was converted into a dedicated investing goal and long-term wealth habit.

The Best Personal Finance App in Australia for 2026

Tired of juggling multiple apps to manage your money? Wealthra brings banking, budgeting, investments, super, bills, and goals together in one beautifully simple app — designed by accountants, built for Australians.

RBA Raises Rates to 4.35% — How to Budget for It and Forecast the Impact

The Reserve Bank has hiked the cash rate for the third time this year. Here's a step-by-step guide to adjusting your budget and using scenario analysis to see exactly what higher rates mean for your mortgage, net worth, and financial future.

Couples That Save Together, Stay Together

Money stress is one of the biggest relationship killers — but it doesn't have to be. Wealthra's Household Sharing feature helps couples see the full picture of their finances together.

Understanding Open Banking in Australia

What Open Banking and the Consumer Data Right are, how consent works, which apps use bank data, and how to evaluate connections — with official ACCC, CDR and Treasury references.