Couples That Save Together, Stay Together
Money stress is one of the biggest relationship killers — but it doesn't have to be. Wealthra's new Household Sharing feature helps couples see the full picture of their finances together.
According to Relationships Australia (2024), financial disagreements are the second leading cause of relationship breakdown in Australia. But it doesn't have to be this way. Couples who manage money together — with visibility, shared goals, and clear boundaries — consistently report higher financial wellbeing and relationship satisfaction.
Why managing money together matters
Financial transparency leads to better outcomes. Research from the Australian Institute of Family Studies (2023) found that couples who budget together save 25% more than those who manage money separately. They also report higher relationship satisfaction and are more likely to achieve shared goals.
The challenge has always been combining visibility without sacrificing autonomy. You want to see the full picture, but you don't necessarily want every coffee purchase scrutinised.
How Wealthra makes it easy
Household Sharing works in four simple steps:
- Invite your partner — send an invite from Settings → Household
- Choose what to share — set each account as Household, Private, or Hidden
- Toggle views — switch between Personal and Household dashboards
- One subscription covers both — no per-seat pricing
Shared visibility, personal privacy
Every account can be set to one of three levels:
- Household: Fully visible to both partners — transactions, balance, everything
- Private: Balance included in household net worth, but transaction details hidden
- Hidden: Completely invisible to the other partner
You can change the level any time. No approvals needed.
What couples get with Wealthra
Everything you need to manage money as a team.
Household Dashboard
Combined net worth, income, expenses, spending trends. Toggle Personal/Household.
Shared budgets
Track spending across both partners’ accounts. Household limits for groceries, dining, subscriptions.
Joint savings goals
Track combined progress on house deposit, holiday, emergency fund.
Combined forecasting
12-month projections factoring in both partners’ income and spending.
Privacy controls
Three sharing levels per account: Household, Private, or Hidden.
One plan, two people
No per-seat pricing. Higher plan shared to both partners automatically.
No extra charge for couples — seriously
There's no double-charging. If one partner has the Investor plan and the other is on the free tier, both get Investor features. The best subscription between partners applies automatically.
Five money conversations every couple should have
- What are we saving for? — Align on big goals: house deposit, holiday, emergency fund
- How much guilt-free spending? — Agree on personal spending each person gets without question
- When do we check in? — Set a regular cadence: weekly, fortnightly, or monthly money dates
- What's our emergency plan? — How many months of expenses should your buffer cover?
- Are we on track? — Use Wealthra's forecasting to see where you'll be in 12 months
Getting started takes two minutes
Go to Settings → Household → Invite Partner. Choose which accounts to share. Start exploring your combined financial picture.
Ready to manage money together?
Set up Household Sharing and see your combined financial picture.
Get Started Free