Plan comparison
Compare Wealthra
plans
See 200+ features side by side across Free, Budgeter, Investor and Planner — including Open Banking feeds, AI-powered categorisation, investment tracking and financial planning.
Built for depth, designed for automation
Most finance apps give you a surface-level view — a balance here, a pie chart there. Wealthra is fundamentally different. Every feature is built to work together: your bank feeds power AI categorisation, which feeds your budgets, which informs your forecasts, which tracks progress toward your goals. It's a connected financial ecosystem, not a collection of disconnected tools.
Automation is at the core. CDR-compliant Open Banking connections pull transactions in real time. Claude-powered AI categorises them with confidence scoring. Rules you define handle splitting, tagging, and project linking without lifting a finger. Bills are detected and matched automatically. Investment portfolios update with live market pricing daily. Your net worth recalculates every single day.
Below is the complete feature matrix across all four pricing tiers. Whether you're starting with a free account to get organised, or using the full Planner suite for long-term wealth building — you can see exactly what's included at every level.
Open Banking Integration
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
CDR-compliant bank connections
Securely connect Australian bank accounts via Consumer Data Right
Automatic transaction syncing
Transactions flow in automatically from connected accounts
Read-only access
Wealthra can only view data, never initiate transactions or move money
Multi-institution support
Connect accounts from all major Australian banks, credit unions, and financial institutions
Up to 10 bank feeds
Connect up to 10 bank-linked accounts
Unlimited bank feeds
Unlimited connected bank accounts
Accounts & Organisation
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Unlimited manual accounts
Create and manage accounts manually without bank connection
Up to 10 connected accounts
Connect up to 10 bank-linked accounts (unlimited manual accounts)
Unlimited connected accounts
No limit on connected bank accounts (unlimited manual accounts included)
Bank accounts
Track everyday transaction accounts
Credit cards
Track credit card accounts with statement cycle and autopay configuration
Savings accounts
Track savings and high-interest accounts
Loans
Track personal loans with interest rate, term, and repayment schedule
Mortgages
Track mortgages with offset account linking, interest rate, and loan term
BNPL accounts
Track Buy Now Pay Later provider accounts (Afterpay, Zip, Klarna, etc.)
Cash accounts
Track physical cash holdings
Hierarchical sub-accounts
Organise accounts into parent/child hierarchies (up to 10 levels deep)
Custom account icons
Choose custom icons for each account
Drag-and-drop reordering
Reorder accounts via drag-and-drop for custom display order
Multi-currency accounts
Accounts in any ISO 4217 currency with automatic base-currency conversion
Low balance alerts
Per-account configurable low balance threshold notifications
Report exclusions
Exclude specific accounts from Profit & Loss, Cash Flow, or Net Worth reports
Credit card statement cycle
Configure statement cut-off day and payment due days for credit cards
Credit card autopay
Configure autopay settings for cash flow forecasting (pay-in-full or minimum payment modelling)
Offset account linking
Link offset accounts to mortgages for accurate interest calculations
Historical balance tracking
View month-end balances across 24 months of history
Transactions
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Unlimited transactions
No limit on transaction volume
Manual transaction entry
Add transactions manually to any account
Transaction categorisation (manual)
Assign expense/income categories to transactions manually
Transaction splitting
Split a single transaction across multiple expense categories
Transfer detection
Automatic identification and linking of inter-account transfers
Custom tags
Add unlimited freeform tags to transactions for flexible grouping
Transaction notes
Add free-text notes to any transaction
Tax-relevant marking
Flag transactions as tax-deductible for easy tax-time reference
Discretionary vs essential marking
Mark transactions as discretionary or essential spending
Full-text search
Search across descriptions, merchant names, notes, categories, and tags
Advanced filtering
Filter by account, date range, bank feed, status, category, tag, confirmed/unconfirmed
Bulk edit operations
Update category, tags, or fields across multiple transactions simultaneously
Bulk delete
Delete multiple manually-entered transactions at once
Inline cell editing
Quick-edit fields directly from the transaction list view
CSV transaction import
Upload CSV files with AI-assisted column mapping and extraction
Merchant enrichment data
View merchant ABN, business name, website, phone, and logo (from bank feeds)
Location data
Transaction location details where available from merchant — address, city, state, postcode (from bank feeds)
ANZSIC category data
Industry classification from Australian banking standard (from bank feeds)
Recurring transaction detection
Automatic identification of recurring payment patterns
Household transaction flagging
Flag transactions for partner review in shared households
Transaction comments
Add comments to transactions visible to household members
Link to project budget
Assign transactions to specific project budget items
Link to financial goal
Link transactions to goals with automatic progress updates and milestone notifications
Link to asset
Connect transactions to investment assets (auto-creates income/expense records)
Pending transaction status
Transaction status (posted/pending) stored from bank feeds
Budgeting
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Unlimited budgets
Create as many budgets as needed across all spending categories
Category budgets
Set monthly/weekly/fortnightly spending limits per expense category
Income budgets
Track expected income against actuals
One-time bill budgets
Budget for irregular one-off bills
Recurring bill budgets
Budget for regular recurring bills with frequency tracking
Flexible budget frequencies
Weekly, fortnightly, monthly, quarterly, bi-annual, or yearly budget periods
Multiple budget periods
Change budget amounts over time with historical period tracking
Pro-rata budget calculations
Accurate budget amounts when reporting periods don't align with budget periods
Payment account assignment
Specify which bank account each budget is paid from (for cash flow forecasting)
Parent budget envelopes
Link bills under parent budgets to avoid double-counting
Budget period notes
Add notes explaining why a budget amount changed
Active/inactive toggle
Temporarily deactivate budgets without deleting them
Personal vs household scope
Choose whether budgets are personal or shared with your partner
Donut chart visualisation
Visual breakdown of spending by category
Radar chart visualisation
Multi-dimensional view of spending patterns across categories
Income vs expense toggle
Switch between viewing expense budgets and income budgets
Progress bars per budget
Visual progress indicator showing spent vs budgeted for each category
Financial year support
Configurable financial year start (January, April, July, or October)
Custom date range filtering
View budget performance across any custom date range
12-month rolling view
See annual budget trends at a glance
Project Budgets
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Project budget creation
Dedicated budgets for one-off projects with start/end dates and total budget
Preset project types
Templates for: Travel, Home Renovation, Wedding, Party/Event, Moving, Vehicle Purchase, Education, Medical, Home Purchase, Baby/Nursery, Custom
Per-category budget breakdown
Allocate total project budget across sub-categories (flights, accommodation, food, etc.)
Planned items per category
Create individual planned items within each category, linkable to actual transactions
Project status tracking
Track project through Planning → Active → Completed → Cancelled stages
Travel date amortisation
Spread undated items across travel dates for accurate daily spend tracking
Budget percentage tracking
Real-time total spent, remaining, and percentage used calculations
Days remaining countdown
Automatic countdown of days remaining until project end date
Custom icon and colour
Personalise each project with icon and colour theming
Personal vs household scope
Projects can be private or shared with partner
Cash flow integration
Project budgets feed into cash flow forecasting
Automated Expense Coding
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
User-defined categorisation rules
Create custom rules with pattern matching to auto-categorise transactions
Rule-based transaction splitting
Rules can automatically split transactions across multiple categories (fixed $, %, or remainder)
Rule priority ordering
Control which rules take precedence when multiple match
Rule filters (account, amount, day)
Restrict rules to specific bank accounts, amounts, or days of month
Auto-assign tags and notes via rules
Rules can automatically add tags and notes to matched transactions
Auto-link to project budgets via rules
Rules can link matched transactions to specific project budgets
Community categorisation rules
Crowd-sourced pattern→category mappings with voting scores
AI-powered categorisation (Claude)
Machine learning assigns categories with confidence scoring using Anthropic Claude
Merchant dictionary matching
Admin-curated merchant-to-category mappings (confidence 80–90%)
Pattern rule matching
Regex-based pattern rules for common transaction descriptions
Multi-source confidence scoring
Each categorisation shows confidence level (0–100) and source
Confirmation workflow
Review and confirm AI/auto-suggested categories — trains future accuracy
Bulk uncategorised review
Dedicated view to quickly review and confirm all unconfirmed transactions
One-click rule creation
Create a new categorisation rule directly from any transaction
AI Coach
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
AI Coach chat
Conversational AI coach powered by Anthropic Claude — provides general information only, not personal financial advice
Spending pattern insights
AI identifies spending patterns you might not notice
Budget recommendations
AI-suggested budget amounts based on actual spending history
Smart alerts
Timely notifications about unusual transactions or upcoming bills
Personalised financial tips
Actionable general information tailored to your situation and goals
Full financial context awareness
AI Coach has access to accounts, income, expenses, budgets, goals, assets, BNPL, and recent transactions
Top merchant spending analysis
AI analyses spending concentration across merchants
BNPL Tracking
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
BNPL provider accounts
Dedicated tracking for Afterpay, Zip, Klarna, Humm, Latitude Pay, Openpay, PayPal Pay in 4, CommBank StepPay
Individual purchase tracking
Track each BNPL purchase with merchant, amount, and instalment schedule
Instalment progress tracking
Visual progress showing instalments paid vs remaining per purchase
Next payment date & amount
Always know when your next BNPL payment is due and how much
Total outstanding balance
See total BNPL commitment across all providers in one number
Provider spending limits
Track credit limits per BNPL provider
Late fee tracking
Track late fees per provider
Auto-created bill periods
BNPL instalments automatically create budget bill records for cash flow forecasting
BNPL auto-detection from bank feeds
Automatically identifies BNPL transactions from bank feed descriptions
Payment account linking
Specify which bank account each BNPL provider debits from
BNPL receipt email parsing
Forward BNPL purchase confirmation emails for automatic record creation
Investment & Asset Tracking
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Multiple named portfolios
Organise investments across separate portfolios (Investment, Retirement, Trading, Crypto, Property, Custom)
Default portfolio selection
Set a default portfolio for quick access
Portfolio performance summary
Total value, cost basis, gain/loss, and gain/loss percentage per portfolio
Australian shares & ETFs
Track ASX-listed shares and ETFs with live market pricing
International shares
Track shares on international exchanges with multi-currency support
Managed funds
Track managed fund holdings with manual or auto-valuation
Cryptocurrency holdings
Track crypto assets with live pricing
Property assets
Track property with full details (bedrooms, bathrooms, land area, ownership %)
Vehicles
Track vehicle assets with configurable annual depreciation rate (defaults to -10% per year for forecasting)
Collectibles & other assets
Track any asset type with custom categories
Business assets
Track business ownership and valuations
Fractional share support
Track fractional shares/units with 4-decimal precision
Acquisition tracking
Record purchase date, price, method (purchased/inherited/gifted), and brokerage fees
Disposal tracking
Record sale date, proceeds, fees, and calculate realised gains/losses
Capital gains calculation
Automatic capital gain calculation on asset disposal (proceeds minus cost basis and fees)
Cost basis methods
Track average cost per unit and total cost basis
Dividend tracking
Track dividend income with franking percentage (Australian tax credits)
Dividend income frequency
Configure income frequency (monthly, quarterly, semi-annual, annual)
Dividend-to-bank matching
Match cash dividends received in bank accounts to specific asset holdings
Asset transaction history
Full buy/sell/split/merger/dividend/transfer audit trail per asset
Stock splits and reverse splits
Record splits with ratio (e.g. 2:1) automatically adjusting quantities
Live market pricing
Automatic daily price updates for listed securities
OHLCV price history
Full Open/High/Low/Close/Volume historical data with adjusted close
Interactive price charts
Zoomable price history charts per asset
Asset allocation visualisation
Portfolio distribution charts across asset classes
Daily portfolio snapshots
Automated daily portfolio value snapshots for performance charts
Asset performance reports
Returns analysis including unrealised gains by asset and by category
Expected annual return forecasting
Per-asset expected return with category defaults (Property 5%, Investments 7%, Vehicles -10%)
Insurance tracking
Track insurance status, value, provider, policy number, and renewal date per asset
Linked liability tracking
Link mortgages/loans to property assets for net equity view
Asset photo upload
Add a primary photo to any asset
CSV trading history import
Import trade history from brokers via CSV upload
Email settlement import
Unique portfolio email address — forward broker settlement PDFs for auto-import
Asset creation wizard
Guided step-by-step wizard for adding new assets
Crypto Integrations
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Coinbase connection
Connect Coinbase account via API key with encrypted credential storage
Swyftx connection (Australian)
Connect Swyftx (Australian crypto exchange) via API key
Auto-sync crypto holdings
Automatically sync balances and holdings from connected exchanges
Staking balance tracking
Track crypto staking balances separately from available balances (Swyftx)
AUD-denominated crypto values
View all crypto holdings valued in Australian dollars
Per-coin balance tracking
Individual balance records per cryptocurrency
Linked portfolio assets
Auto-create Wealthra asset records from synced crypto holdings
Connection status monitoring
Track sync status (Connected, Syncing, Error, Expired) with last sync timestamp
Property Tracking
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Property types
Track House, Apartment/Unit, Townhouse, Land, Rural, Commercial properties
Ownership types
Sole, Joint, Tenants in Common, Trust, Company ownership structures
Full address recording
Unit, street, suburb, state, and postcode fields
Property details
Bedrooms, bathrooms, parking spaces, land area (sqm), floor area (sqm)
Ownership percentage
Track partial ownership (e.g. 50% for joint ownership)
Current valuation tracking
Record current market value with valuation date and source
Linked mortgage tracking
Connect mortgage account to property for live equity calculations
Rental income tracking
Record monthly rental income for investment properties
Primary residence flag
Distinguish primary home from investment properties
Equity calculation
Automatic equity = current valuation − mortgage balance
Superannuation
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Super fund tracking
Track superannuation balance as a dedicated asset class
Super statement PDF import
Upload super fund statements for automatic balance extraction
Running balance updates
Auto-update super balance from imported statement transactions
Net worth inclusion
Super automatically included in net worth breakdown as separate category
Net Worth Tracking
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Net worth calculation
Total assets minus total liabilities in one number
Asset breakdown
Breakdown by: cash & bank, investments, superannuation, real estate, vehicles, other
Liability breakdown
Breakdown by: mortgages, credit cards, personal loans, student loans (HECS/HELP), other
Historical net worth chart
View net worth trend over time (daily, weekly, monthly granularity)
Date range selection
View 1 month, 3 months, 6 months, 1 year, or all-time history
Daily automated snapshots
Net worth snapshots calculated automatically every day
Day-over-day change
See daily net worth change amount and percentage
Investment performance within net worth
Unrealised gains, total invested, and investment return percentage included
Net worth statement report
Formal net worth statement report with full asset/liability detail
12-month net worth forecast
Project future net worth based on current income, expenses, and trends
Household net worth view
Combined household net worth across both partners
Goals & Financial Planning
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Savings goals
Set target amounts for savings goals with progress tracking
Investment goals
Track investment portfolio targets
Debt payoff goals
Set payoff targets for loans and debts
Mortgage payoff goals
Track mortgage payoff progress
Emergency fund goals
Build emergency fund with target tracking
Transfer goals
Automate money movement between accounts toward goals
Goal priority levels
Assign Low, Medium, or High priority to each goal
Progress tracking
Real-time current amount, percentage, and remaining amount
On-track indicator
Automatic calculation of whether goal is on track based on elapsed time
Target date & start date
Set goal timeframes with indefinite/ongoing option
Contribution schedule
Configure contribution amount and frequency (weekly to annually)
Custom icon & colour per goal
Personalise goals with visual identifiers
Linked source & destination accounts
Connect accounts for contribution tracking
Goal milestone notifications
Get notified when reaching progress milestones
Transaction-to-goal linking
Link individual transactions to goals with auto-progress update
Scheduled Transfers
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Scheduled one-time transfers
Plan future money movements between accounts
Recurring scheduled transfers
Automate repeating transfers (weekly, fortnightly, monthly, quarterly, annually)
Goal-linked transfers
Connect scheduled transfers to financial goals for automated progress
Day-of-month configuration
Choose specific days for recurring transfers
Financial Calculators
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Stamp duty calculator
Calculate stamp duty for all 8 Australian states/territories with marginal rate brackets
First Home Buyer stamp duty exemptions
Apply FHB exemption and concession thresholds per state
First Home Owner Grant calculator
FHOG amounts and eligibility thresholds per state
LMI calculator
Lenders Mortgage Insurance cost estimation by LVR range
Income lending capacity
Lending parameters by income type for borrowing capacity
Purchase cost estimator
Conveyancing, inspections, and other purchase cost defaults
Home deposit settings
Save personal calculator parameters for quick re-use
Mortgage projection
Remaining term, payoff date, and total interest calculations
Extra repayment scenarios
Compare +$100/mo, +$200/mo, +$500/mo extra payment impacts
Full amortisation schedule
Period-by-period principal and interest breakdown
Offset account impact modelling
Factor offset account balance into mortgage interest calculations
Forecasting & Scenarios
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Baseline forecast
Net worth projection based on current income, expenses, and asset growth
Extra debt payment scenarios
Model impact of additional loan repayments
Interest rate change scenarios
Model impact of rate rises or cuts on mortgages
Contribution change scenarios
Model changing savings/investment contributions
Income change scenarios
Model salary increases, job changes, or income loss
Expense change scenarios
Model lifestyle changes and spending adjustments
Custom scenarios
Build bespoke forecast scenarios with custom parameters
Multi-scenario comparison
Side-by-side visual comparison of multiple scenarios
Actual vs forecast analysis
Compare historical forecast accuracy over up to 60 months
Forecast horizon up to 30 years
Project financial future up to 360 months ahead
Household joint forecasting
Combined household forecasts with shared scope
Forecast settings per user
Personalised parameters (inflation, growth rates, etc.)
Unrealised gains tracking
Nightly revaluation journal entries for asset market movements
Bill Management
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Manual bill tracking
Add bills as recurring budget periods with amounts and frequencies
Bill calendar view
Calendar display of all upcoming bill due dates
Bill payment reminders
3-day advance reminder notifications before bills are due
Bill payment status tracking
Track each bill occurrence as Pending, Paid, Overdue, or Skipped
Bill matcher (auto-detection)
Regex pattern matching to automatically detect when bills are paid from bank transactions
Amount tolerance matching
Configure percentage or dollar tolerance for bill payment matching
Date window tolerance
Configurable days before/after due date for payment matching
AI bill parsing (email forward)
Forward bill emails/PDFs to unique address for automatic extraction
Per-field confidence scoring
AI extraction shows confidence per field (biller, amount, due date, frequency)
Auto-confirm high-confidence bills
Bills auto-confirmed when extraction confidence ≥ 80%
Suggested regex pattern
AI suggests matching patterns for future auto-detection
Bill-to-budget linking
Connect detected bills to budget categories
Reports & Analytics
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Income vs expenses report
Monthly comparison of income received vs money spent
Category spending breakdown
Drill into spending by category to identify savings opportunities
Cash flow analysis
Understand cash flow patterns and trends over time
Net worth statement report
Formal net worth report with full asset and liability detail
Budget performance report
Budget vs actual comparison with monthly trend and variance analysis
Category analysis report
Spending by category over time with monthly breakdown
Asset performance report
Investment returns and unrealised gains breakdown by asset and category
Goal progress report
Progress percentage, on-track status, and projected completion dates
Forecast report
Full forecast with actual vs predicted comparison
Custom date ranges
All reports support flexible date range selection
Household scope reports
View reports for personal data only or combined household
Per-account report exclusions
Exclude specific accounts from any report type
Documents & Receipts
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Document storage
Securely store financial documents in Google Cloud Storage
1 GB storage
Document storage up to 1 GB
50 GB storage
Document storage up to 50 GB
Transaction receipt attachments
Attach receipts and invoices directly to specific transactions
Account document attachments
Attach documents to accounts (e.g. loan contracts, statements)
Asset document attachments
Attach documents to assets (e.g. purchase certificates, valuations)
Project budget attachments
Attach quotes and invoices to project budget items
Receipt email forwarding
Unique email address — forward receipts for automatic storage
Unmatched receipt suggestions
AI suggests matching receipts to transactions within ±7 day window
OCR text extraction
Automatic text extraction from uploaded documents for searchability
Supported file types
Images (JPG, PNG, GIF, WebP, HEIC) and documents (PDF, DOC, DOCX, XLS, XLSX, CSV, TXT)
Security validation
Magic byte verification on all uploads to prevent malicious files
Tax-time organisation
Filter documents by type and date for easy tax preparation
Security & Privacy
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
AES-256 encryption
All data encrypted in transit and at rest using 256-bit encryption
Multi-factor authentication (TOTP)
Authenticator app 2FA via time-based one-time passwords
Multi-factor authentication (email)
Email-based OTP codes as secondary verification
Backup codes
Regeneratable backup codes for 2FA account recovery
Google Sign-In (OAuth)
Sign in securely with Google account
Apple Sign-In
Sign in securely with Apple ID
CDR compliance
Full Australian Consumer Data Right regulatory compliance
Per-institution consent management
Granular consent control per connected bank institution
No data sales
Financial data never sold or shared with advertisers
Read-only bank access
Bank connections can only view data, never initiate transactions
Household & Sharing
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Household creation
Create a household to share finances with your partner
Secure invitation system
Invite partner via secure token link (48-character, 7-day expiry)
Per-feature sharing toggles
Choose which features to share: accounts, transactions, budgets, goals, net worth, investments, bills
Account visibility levels
Per-account control: fully shared, private (name visible), or hidden (completely private)
Bulk sharing toggle
Set all accounts to shared or private at once
Shared budgets
Create household budgets tracked by both partners
Shared project budgets
Collaborate on project budgets together
Transaction flagging for review
Flag transactions for your partner to review
Transaction comments
Leave comments on shared transactions visible to partner
Combined net worth view
See combined household net worth or personal only
Shared financial goals
Work toward financial goals together
Shared forecasting
Combined household financial forecasts
Shared investment portfolios
Share portfolio visibility with partner
Owner and member roles
Household owner can manage membership
Additional Capabilities
Free
$0/mo
Budgeter
$8.25/mo
Investor
$16.58/mo
Planner
$24.92/mo
Mobile-responsive web app
Full functionality on any device — desktop, tablet, or mobile
Dark mode
Full dark theme with class-based toggle
Product tours
Guided interactive tours for every major feature
Configurable financial year
Set FY start: January, April, July, or October
Multi-currency support
Full multi-currency with automatic exchange rate conversion to base currency
Priority support
Dedicated priority customer support
14-day free trial
Try any paid plan free for 14 days
N/A
Over 200 features. Four flexible plans. Start free, upgrade when you're ready.